Your property’s honest monthly scoreboard.

Is it paying for itself? If not, what is it costing you? PropMogul answers both.

The PropMogul Insights screen showing net cash flow, income, expenses and the portfolio health score

How it works

1

Record your month

A few minutes a month: what came in and what went out. Or import up to two years of history to start.

2

PropMogul compares

It checks what happened against what should have: expected rent, scheduled bond repayment and regular costs.

3

See the full picture

A clear view of each property and your whole portfolio, updated every month.

Built for how you own property

Managed yourself

See the full rent and every cost.

Managed by an agent

See the payout your agent actually sends, so your property is judged on the money that reaches you.

What you’ll see

What did it put in my pocket?

Cash flow and contribution

How much each property earned you this month, or how much you had to top it up.

The PropMogul Insights screen, with a cash flow line chart over a year and a tooltip showing March's cash flow, money in and money out

Does it cover itself yet?

Break-even

Whether your property already pays for itself, and if not, roughly when rising rent should close the gap.

The PropMogul Insights screen showing the break-even estimate: two years until the property starts covering itself, based on rent rising 10% a year

How can I pay my bond off sooner?

Your bond, paid off sooner

See when your bond will be paid off, and plan how to get there faster. Your real balance and interest ahead, checked honestly against your bank’s statement.

The PropMogul Bond Payoff Calculator, showing the remaining repayment, the bond-free date, and the time and interest saved by an additional monthly payment

Did the rent arrive?

Payment tracking

Whether each month’s rent came in full, partly or not at all, and whether the bond payment was made.

The PropMogul Monthly Tracker for November 2026, with the expected and received rent and the money going out for the month

Which costs are creeping up?

Health and trends

A portfolio health score, year totals, a breakdown of your expenses, and which costs are rising.

The PropMogul Insights screen, showing a portfolio health score of 76% beside net cash flow, income and expenses

Why owners trust it

Honest about the numbers

Every bond figure is labelled verified, calculated or estimated, so you know what to trust.

Made for your country

Your currency, loan terms, wording and rules.

A few minutes a month

A small habit that gives you a clearer view than most owners get from their agent or bank.

Wherever you are in your journey

Starting out

Track your first property properly from month one. Know what it costs you, and when it should start paying for itself.

Building

See exactly what each property contributes, so you know where you stand before your next move.

Established

Every property, every bond and every payment in one place. Spot what needs attention before it costs you.

What changes

GuessingKnowing DisorganisedOrganised Reacting to surprisesPlanning ahead Looking at one propertySeeing the whole portfolio

What PropMogul isn’t

  • Not an accounting or tax tool. Figures are before tax.
  • It doesn’t value your property, so it doesn’t show equity or return on investment yet.
  • It’s built for owners, not for agents managing other people’s properties.

A clearer view, a few minutes a month.